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Have you addressed these bankruptcy questions?

If you are in a difficult financial spot, you may turn your attention to bankruptcy. You could soon find that this is one of the better ways to improve your finances and put your life on the right track.

While bankruptcy sounds appealing, here's something you need to know: The process can be a challenge from start to finish.

There is a lot that goes into filing for bankruptcy, with the following questions requiring your attention:

  • What is the right type of bankruptcy? There is more than one type to consider, with Chapter 7, 11, 12 and 13 all offering something unique.
  • What are the eligibility requirements for filing for bankruptcy? You need to know if you qualify for bankruptcy, as well as which type.
  • What happens as the process moves forward? You don't want to jump into a bankruptcy filing unless you know what to expect along the way.
  • Does filing for bankruptcy mean that all your debts are wiped out? While some types of bankruptcy will eliminate some types of debt, this doesn't hold true across the board. For example, a bankruptcy filing does not impact student loan debt.
  • What's the best way to choose which type of bankruptcy to file? There are many things to focus on, including the eligibility requirements, your financial situation and your goals.

These are just some of the more important questions to answer as you move through the process of considering a bankruptcy filing. If you address every question that's on your mind, you'll soon find yourself in position to make an informed and confident decision.

There is nothing simple about filing for bankruptcy, but knowing the process and your legal rights will help you make the right choice at the right time.

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Dunlap & Seeger, P.A.
30 3rd Street SE
Rochester, MN 55904

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Phone: 507-316-0628
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