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April 14, 2020 Dunlap Seeger

Commercial Property Insurance Coverage for COVID-19-Related Income Loss

Two types of commercial property insurance may cover COVID-19-related income loss for businesses: Business interruption coverage, which covers loss of income that results when damage to a business’s property prohibits the business from operating; and Contingent business interruption coverage, which covers loss of income that results when damage to a business’s supplier’s property prohibits the business from operating. To trigger either coverage, “direct physical loss or damage” to property is required. The Minnesota Court of Appeals has held “physical loss” More +

Attorneys

John C. Beatty
Attorney | Shareholder
jcb@dunlaplaw.com

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Brenda Benitez
Attorney
bzb@dunlaplaw.com

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Daniel E. Berndt
Attorney | Shareholder
deb@dunlaplaw.com

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Karen M. Fetterly
Attorney
kmf@dunlaplaw.com

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507.288.9111 info@dunlaplaw.com